Loan Calculator
Calculate your loan payments instantly
SECP Licensed & Regulated
Instant Nano Loans. Simple, Secure, Trusted.
Paisayaar makes borrowing quick and stress-free. Apply in minutes, receive funds directly in your account, and repay on flexible terms — all from your smartphone.
99.8% Approval Rate
Why Choose Us
Experience the Future of Digital Lending
Our secure, transparent, and customer-centric approach makes us Pakistan’s trusted nano-loan app.
Product Information
Eligibility Criteria
Only 3 Steps
Get a loan in few minutes
Plan Your Loan
Calculate Your Perfect Loan
Use our smart calculator to determine your loan amount, repayment terms, and monthly payments. Get transparent pricing with no hidden fees.
Loan Amount
Rs. 10,000
Rs. 1,000
Rs. 50,000
Loan Term
30 Days
1 Day
90 Days
Overdue Days
0 Days
0 Day
90 Days
Payment Breakdown
Principal Amount
Rs. 1,000
Markup (0.75% per day)
Rs. 100
Penalty (2.3% per day)
Rs. 0
Total Repayment
Rs. 1,100
We keep it transparent. You’ll always know exactly what to repay.
Ready to Transform Your Financial Future?
Get Your Loan in 5 Minutes
Join over 50,000+ satisfied customers who trust Paisayaar for their financial needs. No paperwork, no waiting, just instant funds when you need them most.
Simple Process
How It Works
Get your loan in just 4 simple steps. Our streamlined process ensures you get funds quickly and hassle-free.
1
Paisayaar App
Download the Paisayaar app & register with Mobile Number.
2
Apply
Apply for your desired loan (₨1,000 - ₨50,000).
3
Get Approved
Get quick approval & funds disbursed.
4
Repay Easily
Repay easily through Easypaisa, Jazzcash or Bank Account.
Important Announcement
Paisayaar values the safety of its customers.
At Paisayaar, your safety and trust come first. If you ever face unprofessional behavior or privacy concerns from any staff member, please keep evidence and contact us - such actions are never tolerated.
All Paisayaar loans are processed only with your consent. You can click “Quit” anytime during the application. If you applied by mistake, please repay within 24 hours and reach out for free cancellation assistance.
We're always here to help - with care, respect, and transparency.
Reviews
User Testimonials
Real stories from real users who love what we do.
Muhammad Abdullah Abid
Farmer
Muhammad Abdullah Abid, a Jalalpur farmer, revitalized his wheat fields with an 8000 PKR loan from Paisayaar, an SECP- licensed online financial platform. This support, tailored for agribusiness, enabled essential purchases like fertilizer and irrigation, demonstrating Paisayaar's significant role in empowering farmers and transforming agricultural challenges into success stories.
Muhammad Rashid
Factory Worker
Paisayaar's 3000 PKR loan was a lifeline when struggling to work in the factory. Their help allowed me to buy a dress for my sister's wedding, turning struggle into joy. I'm deeply grateful to Paisayaar, a true ally in hard times.
Muhammad Jawad
Entrepreneur
Paisayaar was a lifesaver for me! Their 5000 PKR loan enabled me to fulfill a crucial commitment and deliver an important order. When financial hurdles appeared, their timely help was key to my business success. I'm truly grateful to Paisayaar for being there in challenging times.
Quick Check
Eligibility Requirements
Simple requirements to get started. Most applications are approved within minutes of submission.
Age Requirement
18+
Valid CNIC
Pakistani national ID card
Bank Account
Active Easypaisa or Jazzcash Account
Mobile Number
Active Pakistani mobile number
Meet the requirements? You're ready to apply!
Our approval rate is over 95% for applicants who meet these basic requirements. The entire process takes less than 5 minutes.